How to Choose the Best Credit Card in Australia (2025)
How to Choose the Best Credit Card in Australia (2025) With hundreds of credit card options in 2025, choosing the best one can be overwhelming. But the right card can save you money and boost your rewards. 1. Know Your Main Purpose Travel: Look for frequent flyer or travel rewards cards. Everyday spending: Cashback or points-based rewards. Debt repayment: Balance transfer cards with 0% intro APR. 2. Compare Key Features Look closely at: Annual fee Purchase interest rate Rewards or cashback rate Intro offers or sign-up bonuses 3. Beware of Hidden Fees Always read the fine print. Some cards may have overseas transaction fees or late payment penalties. 4. Check Eligibility Requirements Cards often require a minimum income or credit score. Don’t apply blindly — it can affect your credit score. 5. Use a Comparison Site Sites like Finder, Canstar, or Mozo offer updated 2025 comparisons based on your financial profile. Final Tip: The “best” card ...