Top 5 High-Yield Savings Accounts You Can Open Online in 2025
Top 5 High-Yield Savings Accounts You Can Open Online in 2025 Looking to grow your money passively in 2025? A high-yield savings account (HYSA) is one of the safest, most effective ways to earn interest without the risk of investing. The best part? You can open them entirely online from the comfort of your home. What Is a High-Yield Savings Account? Unlike traditional savings accounts that offer 0.01% APY or less, HYSAs provide much higher rates—often above 4.00% in 2025—while still being FDIC-insured. They're perfect for emergency funds, short-term savings, or just growing your money safely. Top 5 HYSAs You Can Open Online 1. SoFi High-Yield Savings APY: Up to 4.60% with direct deposit No monthly fees or minimum balance Mobile app with budgeting tools 2. Ally Bank Online Savings APY: Around 4.35% 24/7 customer support No overdraft fees 3. Marcus by Goldman Sachs APY: 4.50% Strong reputation and security No fees or minimums 4. Ameri...