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Best Secured Credit Cards for Rebuilding Credit in 2025

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  Best Secured Credit Cards for Rebuilding Credit in 2025 Looking to fix your credit in 2025? Secured credit cards are a great way to rebuild your credit history, especially if you’ve been denied unsecured cards. These cards require a deposit but offer real opportunities to strengthen your credit score when used wisely. What Is a Secured Credit Card? A secured credit card works like a traditional card, but you provide a refundable security deposit—usually between $200 and $500—which acts as your credit limit. Most secured cards report to all three credit bureaus, helping you build a positive payment history. Top 5 Secured Credit Cards in 2025 1. Discover it® Secured Credit Card Cashback rewards (2% on gas and dining) No annual fee Free FICO score every month 2. Capital One Platinum Secured Deposits start as low as $49 Auto-consideration for unsecured upgrade No annual fee 3. Chime Credit Builder Visa® No interest or annual fee Doesn’t requi...