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Best Credit Cards for Bad Credit (Updated 2025)

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  Best Credit Cards for Bad Credit (Updated 2025) If you have a bad or limited credit history, getting approved for a credit card can be tough. But don’t worry—there are solid options available in 2025 that can help you rebuild your credit smartly and safely. Here are the top 5 credit cards for people with bad credit this year: 1. Capital One Platinum Secured Credit Card This card is one of the best for rebuilding credit. It offers a flexible deposit amount and reports to all three major credit bureaus. There’s no annual fee, making it perfect for beginners. 2. Discover it® Secured Credit Card Not only can you build credit with this card, but you’ll also earn 2% cashback at gas stations and restaurants. Discover also reviews your account after seven months to consider an upgrade to unsecured. 3. OpenSky® Secured Visa® Credit Card No credit check required to apply! This is a great starter for people with very poor credit or no credit history. Just make your payments on ti...