Best Low-Interest Credit Cards for Young Aussies in 2025
Best Low-Interest Credit Cards for Young Aussies in 2025 If you're a young professional in Australia looking to save on interest while building your credit, choosing the right credit card can make a huge difference. Here are the best low-interest options to consider in 2025. What to Look for in a Low-Interest Credit Card Annual Percentage Rate (APR): Lower is better for carrying balances. Annual Fee: Some cards offer low or even no annual fees. Balance Transfer Offers: Great if you have existing debt on another card. Interest-Free Period: Typically 44–55 days—use wisely! Top 3 Low-Interest Credit Cards for 2025 1. Commonwealth Bank Low Rate Card Interest rate: 13.24% p.a. Annual fee: $59 Interest-free period: up to 55 days Suitable for: Everyday purchases and balance transfers 2. Westpac Low Rate Credit Card Interest rate: 13.74% p.a. Annual fee: $59 (waived first year) 0% p.a. balance transfer for 28 months Suitable for: You...